@Brian DanceWe are dealing with expansive clay in central Mississippi, and the foundation repair companies, which are a dime a dozen, do not fix the problem.

You can get chocolates or even M&Ms with you logo on them.

On another note, Im in Cali for my w-2 but our investments will most likely be in MS/AL as I am familiar (home towns) with those areas and barrier to entry is easier. 

A calculator, MS excel, or similar type resource will do the calculation for you.  

@Monica McDowellHello, from my experience with lenders they usualky just want a list of all properties and what they are currently rented for according to the leases (assuming they are occupied)I did see another lender once ask for list of all rents for the last 2-3 years along with how many months out of the year each was vacant.Anyway, rent rolls are pretty easy and can be done in Excel or MS Word.

Very common west of the Mississippi.

Maybe you can look into getting MS access on your own?

Mississippi has it.  95% of borrowers don’t read the fine print and don’t know and find out the hard  way

With TX being non-disclosure (like MS) I believe if you can work under a good appraiser, you will have access to commercial data & sales that will not be in the MLS and in pubic records.  

Madison county Mississippi  out lawed apartments all together. you cannot build a multi family in the whole county...