;`(C) be completed by an appraiser who meets the competency requirements of the Uniform Standards of Professional Appraisal Practice;`(D) be wholly consistent with the appraisal standards, practices, and procedures under section 202(e) of this Act that apply to all loans insured under this Act; and`(E) comply with the requirements of subsection (g) of this section (relating to appraisal independence).`(9) DOCUMENTATION AND VERIFICATION OF INCOME- In complying with the FHA underwriting requirements under the HOPE for Homeowners Program under this section, the mortgagee under the mortgage shall document and verify the income of the mortgagor by procuring an Internal Revenue Service transcript of the income tax returns of the mortgagor for the 2 most recent years for which the filing deadline for such years has passed and by any other method, in accordance with procedures and standards that the Board or the Secretary shall establish.`(10) MORTGAGE FRAUD- The mortgagor shall not have been convicted under any provision of Federal or State law for fraud, including mortgage fraud.`(11) PRIMARY RESIDENCE- The mortgagor shall provide documentation satisfactory in the determination of the Secretary to prove that the residence covered by the mortgage to be insured under this section is occupied by the mortgagor as the primary residence of the mortgagor, and that such residence is the only residence in which the mortgagor has any present ownership interest.

Bottom line is I keep the ones that are empowering, that have character, and that I can trust - no matter where they came from and what their past or future hold.Erik G.

Magazines?

Just a theoretical question , I know a few have done it.As for working with my brother, so far it's been OK , unfortunately his G/F is starting to have a say in everything and it's not going as well as I had planned.On a good note, our net worth isn't doing bad at all, hopefully we can cash some of it out and buy more property.

You can also hire a GC as a project manager to do this coordinating for you, he/she is gonna want to see 12 -14% of project revenue as pay.You can find Cost vs Value reports in Remodeler Magazine.

FYI: Blame Forbes Magazine, not me, for bragging about the health of this city for investing.

After all, it took a Carter for the country to wake up and elect Reagan.Probably time to buy some hi-cap magazines again.

Keep in mind this house needed about $14 G of work that I did NOT want to do.

What area of the USA are you lookin g to buy as far as commercial?

g.