I will give you a warning now that there is some high school level statistics referenced so you may want to refresh yourself.Monte Carlo SimulationsMonte Carlo simulations are a way of modeling forecasts when there are random/uncertain variables introduced that cannot be accounted for using a single value.

Yeah, prayers don't pay the rent....I was raised Christian and I totally agree with you on this :p  (I've been warned repeatedly by other owners in my area to never rent to people in town for church events, especially youth events, as they're the ones most likely to trash the place) 

As far as you being upset with how this guy treated you on an emotional level, I think there were plenty of warning signs in the 19 minute video on his page.

Could this be a warning sign that the rental pool is saturated?

I've warned the top tenant twice now about keeping the volume down and it doesn't seem to stop.

Warning signs for credit repair scams include companies that ask you to pay before providing services.

Federally the first violation is $16k, $37,500 for a 2nd offense and $65k for a 3rd offense.Be warned, just because someone has a law degree, doesnt mean they know the law.

I do have to warn you, trying to accomplish the task  set before you is going to be repetitive and long, but it CAN work.

I preferred the DEFINITE money to the MAYBE money, even if it meant I might have left money on the table (not all storm warnings result in a storm).

The most important thing is to know what the bylaws has to say.But I've been warned about buying into situations where an investor owns a major portion.