But a good place to start is by figuring out what a rough price per square foot cost would be in your area for a unit turn, cosmetic, and full gut renovation.Here in Chicago unit turn might run $15-25/SF, Cosemtic $45-65. and full renovation $90-$110 of interior renovations only.Hopefully this at least steers you in the right direction.

I've been paying homeowner's insurance for about 45 years and never made a claim though I'm thinking about self-insuring since the premiums keep going up. 

For the front end ratio I use: Gross Monthly Income >= 3 x RentFor the back end ratio I use:  Rent + Monthly Debt Payments <= 45% x Gross Monthly IncomeIn this way, debt is considered in a consistent way in determining if the applicant can afford the rental.

I would like to have someone service the loan but most seem to want at least $45 a month which seems high. 

I have been looking at properties sitting on the market for 45- 120days and some of the realtors seem to not care.

@Trino Martinez I usually give between 45-60 days.

I’m using Innago, so they charge $45/app.

I frequently see investors get rigid and want too high a cap rate with the starting 45 day ID period for 1031 then at last second they panic and have to get in something.

No seasoning.Key Bank, FLorida flexible lender, HELOCs on second homes and rental properties. 90% LTV on primary.PenFed - max 3 other properties, 89% LTVRegions- yes HELOC but no LOCSCCU Florida 70% LTV, 6.25% interest only, not LLCSound CU "non-owner occupied HELOC, capped at $150K and interest rates are prime + 2%, 3% or 4%, based on credit, not to exceed 70% ltv.”TD BankTIAA Direct was EverBankTower FCU, all states except TX, max 45 DTI, green card ok.

If we are talking 25% down, you pretty much are looking at new builds further out (35-45 min commute to downtown or Domain).