She went through a couple brain surgeries and major post issues.

However if you are doing it with a conventional loan, you will definitely run into underwriting issues if that is noted on the appraisal. 

This keeps them motivated.Clear Contracts: Make sure your contracts have deadlines and penalties for delays.Regular Check-Ins: Visit the site often to catch issues early and keep things on track.Scaling UpMultiple Contractors: Work with more than one contractor to avoid delays.

Despite the program's claims of providing exceptional training and support, my experience with Kristin has been far from satisfactory.First and foremost, I find it necessary to address the issue of non-payment.

If you do most things right, most issues are mitigated and it's not too bad, but there's no guarantees.

If you had no knowledge and they broke the lease I'd issue a notice of non renewal, but give them the option to remove the cats.

Here's a link Tax Liens - Over the Counter Junk or Needle in a Haystack? 

The impact of not having F/f financing is large (>10%) if the appraiser recognizes this potential issue.  

Insurance is definitely an issue there, and will continue to be.

By house hacking, you're immediately positioned as a landlord, which will adequately pressure you to learn how to structure your leases, screen applications, collect rental payments, resolve the nuances of managing tenants and addressing property issues, etc.