You would need to file an action against the broker who could then bring in the seller, if that's what you wanted to do.

When they sent written renewal notice , it was written if you are not renewing " No action Required", This statement shows no action required and that is why they backed up and what example they are giving by not clarifying things and manipulating it.

From her explanation, it sounds like she looked at her overall situation and declaring bankruptcy was her best course of action.

It will be interesting to see how many people spring into action because of it, or if they simply hold on to the early spring of 2025.

No one has ever waited their way to financial freedom, that only comes through taking action and feeling uncomfortable. 

These are the conversations you want to be apart which will push you to take actions. 

With the new info you provided, the land does come in about 60-70% for other similar propertiesDoesnt make sense why land is so high to meI would think this would be ripe for a class action lawsuit but thats just my uninformed guessing

They admitted to charging the same for other turnovers, so if it is fraud, it seems like grounds for a Class Action lawsuit?

Most effective action as shared above is to replace the full roof.

What is the fastes legal action to take in NJ to get access to the rental house?