Had Insurance thru Mercury a Commercial account with 6  sfr properties and have been canceled because of safety issue . and was fixed but not in the time frame they wanted. and they canceled  me completely. 

I feel like value-added opportunities would be easier in SFH over MFH for resales because families would purchase SFH differently from MFH which could be something to keep in mind in the long run as a safety net if you needed to sell because renting wasn't sufficient.

They simply don't make enough money, whether that's from child care challenges, lack of education, living arrangements, Section 8 and other safety-net golden handcuffs, lack of willpower, etc.

We also will not accompany them to their bank safety deposit box so they can show us their gold (yes, I was recently asked to do so.)We verify employment by looking up the business phone number (ignoring any provided by applicant) and contacting HR or management to verify their employment AND home address (if not printed on paycheck).

Quote from @Russell Brazil: It's BK....have it your way Okay same with Jack lolAre they all having the same business model ? I

YMMVI am not going into the legal, safety or political points of hiring these guys and using them.  

A lot of long-time landlords do things to save money like rent out illegal ADUs (not up to current safety code) or accept under the table rent payments to not report it the income to the IRS - they're just asking for trouble doing this in a pro-tenant city. 

You needed a safer car when you got married then one with more safety features when you got kids. 

A door that doesn't open is probably a material defect (safety issue, if nothing else). 

Our business model is not unlike a lot of other investors.