Ally savings (where our emergency fund is for our home @ 1.9%2.

We walked this property today, but couldn’t get inside because our realtor had an emergency.

My goal with this approach is to use lower living expenses to improve my day job cash flow and begin house hacking where market values are low enough for me to "start small".In the spirit of collaboration, I'd love to take this chance to share the latest draft of my emerging investment strategy for feedback.My "Why" and CF Goal:I love not working for someone else, and I'd love to travel without someone counting my days out of office.

Hi Kevin,My go to commercial real estate reports are:IRR's annual Commercial Real Estate Trends ReportPWC's annual Emerging Trends in Real EstateCBRE's biannual North American Cap Rate SurveyRCLCO's quarterly State of the Real Estate MarketMarcus and Millichap's annual US Multifamily Investment ForecastI am certain that all the ongoing info you need will be included in these reports!

I agree with your assessment that people do not prepare for emergencies and buy more *stuff* than they can afford.

@Josh Bast make sure you have sufficient funds for emergencies, but I would save some cash for the next good deal.

The ADA requirements are very specific: doorway widths, length of handrails, amount of space on stair landings, emergency alarm in shower.

They spend everything they've got to make their first purchase so they have nothing saved up for the unforeseen issues that always pop up and they're still practicing the same bad financial habits they always have.It's beset to have a strong foundation with good credit, an emergency fund, etc.

Next the Reserve board seems to see a boogie man in Emerging Markets which is interesting as I had not thought about that but see their point after reading the minutes.

Only time we allowed tenant to laps on rent for long period was one tenant had medical emergency and was in the hospital for nearly 3 months (obviously no rent).