thanks everyone for the replies, just getting back to this thread I will review in more detail.

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

A few of the details and questions I have are below.

Most folks protect the furnishings with a security deposit, would make sure that is detailed in your lease agreements

@Issa Santos- I found 8 lawsuits they've been in, but I don't know of the details. 

I can’t tell from your post if you lived in the property during renovations, if this is your 1st flip, if you rented it, or your intent at purchase and these are important details that have significant tax implications....

Consulting a CPA is a must to navigate these nuances.Double-check these details with your lender and CPA to avoid surprises and keep scaling smoothly.

They will generate a report to you based on their findings.Type 2 - conducted by an engineering firm where they will have you complete a questionnaire.The questionnaire will ask you details regarding the house and therefore, I would recommend having a home inspection or appraisal at the time of completion.The above two studies have pros / cons and differences in cost and turnaround time.Best of luck.

Overall, looking back now, I admit my emotions were played and took the bait (got to as far as putting my contact details on paper but no bank details or signing anything) but stopped because couldn't afford it.

You don't need to include the specific details on where the security deposit is held in the lease.