There is a remedy for that but it is not cheap. 

Never buy without personally inspecting and approving the property and INDEPENDENTLY, INDEPENDENTLY, INDEPENDENTLY, verifying everything from values to market rates, to approving tenant selection procedures and standards, to repairmen on standby, to everything else in Christendom that you can thing of.I am not a fan of out-of-state investing, especially for those with less than 50 years of experience, and for them, they’re probably too old for the hassle. 

(You’d had to negotiate a really good rate/deal on the second to get this to one to float).

This is not "cheap" but I also think it might be worth it.

-How are you getting a 3.75% rate?  

The reason is, you must continue the interest clock on each year's taxes to up to the present, at whatever the interest rate was at the time of the auction.

Coupled with persistently high interest rates that may last for years, rising insurance premiums are inevitable, regardless of your property’s condition.

The maximum fixed-rate period seems to be seven years, and there is generally a balloon payment at 10 or 15 years.

I financed this deal on a 30yr conventional loan and I put 11,000 down with a 6.625% interest rate.

The right rate rents it—no need to overthink gimmicks or incentives.Virtual staging is the way to go.