If you were buying where you live, you could possibly pursue FHA financing and live in the house while renting out rooms or find a property with a ADU (Accessory Dwelling Unit) or MIL suite to live in while renting out the main house.Feel free to reach out if you ever have any questions or need advise as you define your investing strategy this year!

Accessory dwelling units on an owner-occupied premises also qualify under these rules. 

Go to county tax accessory website and find name of entity that owns property. 2.

My agent has me with Auto Owners, probably one of the most reasonable price, and they will still do cash value base instead of replacement cost, my typical 2-3 bed SFR in town insured for $60K is like $260/year with rental risk, the ones with wood burning accessories like fireplaces, and wood furnaces are $350/year. we have about a dozen with them right now, hope this helps. at some point State Farm wont cover you anymore anyway, they dont like rental risk, (i have a friend thats an agent with them) Account Closed I make many of my buying decisions based on political contribution, if you spend your money at a business that contributes to a PAC or organization, a portion of the profit from your sales goes to that cause.

You could also build an accessory structure like a garage and rent it out separately.

There are things you can do and accessories you can employ to help get through your day without a power failure, regardless of whichever phone you use.

From the Garner website regarding Accessory Structures: A building on the same lot, but detached from the principal building, for which the use is incidental and subordinate to the principal use.

Specing construction materials, furnishing and accessories?

I don't need it yet, but might want to add a garage with an accessory dwelling unit, but that's different than just a garage. 

Fannie Mae allows for accessory units in their financing.