We don't get enough snow here that we would even discuss this - most years we get 0-2 inches of snow all year.

My HOA dues don't kill my cash flow at all, and I love that someone else is worrying about snow removal, gardening, maintenance of the pool and hottub etc.

A 3 hour drive to the ocean, 2.5 hours to Sacramento, 3.5 hours to Reno, NV2 hours to the Oregon border1 hour drive to Mount Shasta (to play in the snow during the winter!)

Does your maintenance costs cover lawn mowing and snow removal? 

You may be ahead of your reserves for a year or two, but quickly can fall behind those your reserves, as budgeted.I take a very conservative approach, but not only budget all recurring items, like landscaping and snow removal, but also take the replacement cost of every item divided by the useful life (both physically and aesthetically) and budget that as well.  

In addition, some parts of the country have snow, ice or cold weather which makes moving undesirable.

If this property is Ontario, your 2% rent increase needs to be zeroInsurance seems lowYou haven't allowed for maintenance, snow, landscaping, property management (even if you self manage) etc.To get a true picture, make sure you include all expenses

I am looking for a Realtor in Pocomoke / Snow Hill MD to work with.28 Total Properties, 17 houses, 10 Res Lots, 1 ChurchWhat we need:1.

It's in the low to mid 6's now.

As an example, my properties are all single family and duplexes where the tenants are responsible for snow removal.