These factors include if you are a biz owner or not and if that business is a real estate related one.

Cost was about a dollar a mailer and my assistant's time, including postage.

I just bought my first rental property in Baltimore, MD, and I’m planning to rent it out by the room, including the basement.

Including most of the big malls like The Galleria in Dallas and the Stonebriar in Frisco.   

Clear Creek, west of Denver, and Gilpin County, northwest of Denver, both have a primary residence STR permit that's not subject to their caps on non-owner occupied Airbnb.Park County, which includes Bailey, Alma, and Fairplay is open.

@Nate Pucel The depreciation basis for a rental property includes the purchase price plus the cost of renovations and improvements that add value or extend the property's life.

no one, including my score, is going to be much higher.  

It indirectly impacts the credit score, which would be included in either metric.

Politely and clearly, make it extra clear that all information will be verified including income prior to the signing of any lease.  

The important things to consider about HOA fees is that they usually include some utilities: Water/Sewer, Trash, sometimes shared amenities like gym, clubhouse, pool, and they are saving you the time and headache for property maintenance: lawn care, tree timing, roof, siding, etc.