I know of several HOA's in CA who have negotiated discounted payoffs of past-due balances & liens after 1+ year of non-payment.I think part of this depends on the size of the HOA, and honestly, whoever is the "dominant" member on the Board, coupled with the influence exerted by the professional property manager (this is all often influenced by the number of units under the HOA.)

It's actually kind of cool to have all these rookie cards and then see this players retire and enter the hall of fame.

Bagwell was one of my favorite players, for years.

He and his partner Paul are based in Connecticut, but Than lived here in Chicago for a while as he attempted to make a go of it as a player for the Chicago Bears.So look up Than and Paul.

Right now if you know the players so to speak you can buy a development cheaper then you could develop it yourself.

I'm really only familiar with South Florida so one of the bigger players on here would have to clarify that for you.

As stated by the other individuals.....You have to value the property compared to what people are buying, not what they "Could be buying" which it seems atleast part like what you're doing.If 6/8 sold homes in a area are foreclosures, then that area is REO dominant, which means declining sales prices, and if you open up your search range, you fall into the trap of looking at other areas with higher/different values.If the properties wer $57/sf then that's what they are worth.

I am in total awe of players in water polo and even more for synchronized swimmers.

I'm also a professional poker player who's transitioning into buying real estate rentals.

the players are not that important, it is understanding the process that is.