Being a unwise, junior investor, I just claimed straight line depreciation for 2022 and 2023 taxes.  

Is it possible for me to go straight to a utilities company, for instance, and ask for verification for this sort of thing?

Loan Balance $295,000Loan Maturity Date 11/1/2051Property Specifications:SFHBedrooms 4Bathrooms 3Square Feet 2316Year Built 2021Garage Size 2Schools Rating (scale 3-30, 30 is best) 18Lot size (sq ft) 7,631.0Purchase price: $330,000Market Value: $350,000Estimated Financial AssumptionsMonthlyYearlyRent (upper)*$2,350$28,200Rent (lower)*$2,250$27,000Property Taxes$425$5,100Insurance$200$2,400Repairs$65$780Property Management Monthly (%)0.00%Property Management Monthly ($)$75$900Leasing Fee$95.80$1,150HOA$146$1,752Vacancy Rate4.00%Total Fixed Expenses$1,096$13,150Total Expenses (Fixed + Mortgage)$2,620$31,437Hey @Dani Beit-Or, as a straight rental the cash flow in this deal isn't just "tight" — it's non-existent!

I also see you are listing with a discount broker.

There are always parents of students who have failed out, transferred or chosen to study abroad offering discounted subleases every semester.

Our inventory is so tight, that the market does not give a discount for condition and without that whats the point of a serveral months long rehab project if you don't create equity.

One thing I like is that they negotiate with national builders to get higher discounts and incentives on homes far beyond what I could as a small investor only buying 1 to 2 properties a year. 

Is an alternative arrangement where the builder builds at a discounted rate, and then the investor handles selling the property + gets all profit?

I’d recommend the straight up Chicago investor podcast, tax free wealth, and amanda Han’s tax books if you want to read more about it. 

I'm new to the private lending space and am trying to get my bearings straight before talking to a legal experts.