Just kidding (sort of).A lawsuit will cost you $25,000 to $125,000 and a year and a half of your life.

These are professionals with additional training and a stricter code of ethics.

I have a pretty straight forward return with a W-2 and a K-1 from an LLC. 

if your asking me Joe  I suspect wrapping a DSCR loan would be an event of default with those lenders.. and one would risk having the loan called and a lot of times if you have multiple loans with the lender they can call them all in default..

I just know I don’t have the knowledge yet to find a deal and a lower price point is appealing for sure.

I'm in South Loop near the Loop, lake, Grant Park, CTA, and a variety of hospitals / schools, so renting out the room on a mid-term basis (32+ days) for a premium was the best strategy for me.

I feel bad for the pitbulls, they need to go somewhere but the owners also need to be responsible with them and as long as you make that clear then you shouldn't have a problem.

The issue will be if you have a number of rooms and a single abuser. 

This doesn't give me too much to work with, and as a student, I still have 0 income :(.

Starting with a single-family home in Kansas City is a smart move, and it sounds like you’re really digging into the numbers, which is super important for making informed decisions.From what you’ve shared, your offer of $140,000 with an 8% interest rate and a 20% down payment seems like a solid starting point.