Hot economy, jobs, all types of loan forbearance, stimulus checks, child tax care credits, raging stock market, rock bottom interest rates, quantitative easing, extra unemployment benefits, home value increases, highest savings rates in history, the list goes on. 

But I think you can have both the ease of entry on the Sched E and keep your 45 day list under 4 properties.If those 4 properties are being purchased from one seller under one contract with one closing you could treat that as a portfolio and all 4 individual units could be treated as one for purpose of identifying them for your 1031. 

He’s 100% onboard with this I’m just curious if this is the most efficient way to do it in terms of ease and money.

We strongly advise against the Kwikset Smartkey, while they are easy to rekey, we found they pose a safety risk due to the ease of being able to pick the locks.

Otherwise, most other banks will go up to 89.9% LTV at prime +/- .5-1% so if you're not trying to go up to 100% I would go to whoever handles your personal and business banking just for ease of use. 

@Tony Zhang what is your main objective with the insurance, to check the box for the mortgage company and see a large "coverage" number in the contract or ease of use when something goes wrong? 

I wouldn't inform the tenant of this until about a month before (or whatever the minimum length is in your lease) that you won't be re-signing him as to not cause any more tension in the relationship which could result in damaged property or him not paying rent.

To that end, they've been advised to sell contract-for-deed for the ease of taking the property back should the need arise.

I also saw some graffiti from a rival gang, which was crossed off, and tells me that there is some tension between the two groups.

After nearly a year and a half of solid interest in houses, the real estate market in South Florida shows no indications of easing up.