I currently have a pre-tax retirement account with employer match and a Roth IRA invested in the stock market.

If the income requirements are met, credit looks good, and employment history ( at least 6 months +) at the same job, move forward with the applicant and request additional deposit.That's an old eviction IMO.I have a current tenant that I leased to with low 500 credit.

The office comprises about 33% of the SF and 20% of the current revenue.

One thermostat controls BOTH units currently.

I only have 1 property under my belt and am currently house hacking my SFH. 

Can you either rent out your current property if there’s been little/no appreciation, or sell it tax free?

I'm currently diving into some older BiggerPockets content from around 2015, specifically The Book on Rental Property Investing by Brandon Turner.

I ask for a list of their current ongoing monthly expenses.Lastly, I have them sign an authorization to check all the above with their bank, their employer, etc.

This is the silver lining to our current market.

I currently own a 3/2 ranch home with about 100k in equity and have 100k in liquidity.