.- Tenant submitted a work order for low water pressure in 2 bathrooms- Tenant submitted a work order because the garage door doesn't close all the way and left a 2-3 inch gap at the bottom- Owner initially refused to address either work order- Owner demanding the tenants place furniture pads on each piece of furniture- Owner calling multiple times to speak through the work orders, asking when they've been scheduled, calling a couple days later requesting the invoices- Owner calling because they want to access their storage in the basement so they can remove several pieces of furniture being stored- Owner now emailing requesting multiple property inspections throughout the lease cycle- Owner questioning my experience and relative PM knowledge because I'm not following up with her in a timely manner (the following day after the work order)Keep in mind, this is 2 weeks after the tenants had moved in and the tenants are very happy in the home.This is something we see on a regular basis.

Wondering if you have advice on me just being the bank, where I purchase a house and structure a rent to own with him and have him build up a 30% cash down payment and some equity and then me sell the house to him at a locked in price.  

Any other expenses are using up funds that would otherwise be sitting in your checking account to make a mortgage payment with.

You can live in one unit and rent out the other for little to no down payment.

True re the prior poster, re this helping the seller save their credit, if you buy sub-to you will dramatically raise their FICO since the mortgage will show on-time payments.  

I would upgrade properties every 12-15 months as allowed by low down payment loans if my significant other wasn’t risk adverse and opposed to moving.

At the same time, dispute the late payments with the bureaus and provide the payment records showing the payments were made on time if asked.

Which do you think a tenant will pay first - their car or rent payment?

A landlord who is not over-leveraged to begin with may simply refinance their loan even when prices go down just to re-amortize the loan and lower the payment to preserve cash-flow.

For the couple hundred in extra 'cash flow' you get by doubling a payment's term, I'd much rather be done with it sooner.