Originally posted by @Jennifer Ross:@Art Allen Thank you. 

Under a full guardianship that means we are untimately responsible for everything, income, expenses, housing and medical decisions, taxes, debts, mortgages, wills and estate planning, suing or being sued, investments, real property, unique asset liquidations like oil/gas leases, coins, fine art, notes, cars, foreign real estate, boats, wine, financial exploitation investigations including forensic accounting, criminal and civil trial testimony and recovery of funds when we are lucky, budgeting for liquidation of assets in order to fund medical and care expenses, (I could go on for hours); basically everything you can think of in your life... imagine someone else having to do that for you because you're incapacitated.In my work I'd estimate I've been involved in the sale of 300-400 properties, maybe 100 probate cases and many hundreds of guardianship and DPOA cases.  

I completed my undergraduate program at Rutgers University in 2015, achieving three Bachelor of Art degrees.

OK -- I'll know better next time, and thanks for the info.Hi @Art Ritter.

B would be 10-20 y.o. and C would be 30-40 y.o.Like previously mentioned this is an art and definitely not a science.  

Then a HELOC can be the down payment, etc.401k loans count as secured borrowed funds.Believe it or not, Fannie Mae actually gives "art" as an example of something you can borrow against right there in their guidelines, but I've not had the you-know-what to test that by having someone draw a smiley face on napkin and borrow $100k against it from a private party.

The trick is knowing when to stop manipulating data, just because you can doesn't mean you really need to.Like Law, Accounting is an art and science, there is a judgment call by good practitioners as to how far or how deep one needs to go to yield a more desirable outcome.

To be honest, building relationships is more of an art than an exact science.

It is as  much art as  science.

I went to Rollins College which is a small liberal arts college majoring in Business.