When I work out the numbers, especially for option 2, this seems to be a pretty bad property to keep as a rental in terms to cash flow.

@Tiffany Allen if it doesn't work out I would use the BP list of hard money lenders.

I recently bought a property (using BRRRR strategy) but we had an offer in on one that just didn't work out after inspection.

If it looks like she will work out I'll let you know.

You will have to seek (and most likely pay) a licensed professional to work out the details.  

Im just not sure how it would work out if i had a high debt to income ratio even if i had all three units rented out. 

He added plenty more amenities which can be seen on the listing at UK property listing He has listed it for sale at 895 GBP which would work out to a rounded 1.15 million US Dollars.

If the schools, streets, shopping and entertainment areas look like a C, attracting residents to pay the higher rates by upgrading the property to a A/B as you suggest (higher than the surrounding area) is typically not going to work out so well.  

Discuss possible solutions, either she stops, get more insurance, give u profits or whatever you guys work out but it should be a solution out there that works for you.Don't waste time gathering more facts if you clearly see your place on Airbnb.

Luckily we found this one off-market deal that we were able to work out.