Once a home is “rent ready,” it signals the baton handoff to the next department and team member.

I am a mid level real estate investor with scaling pains and would like to know what Mastermind groups are out there for investors with 20+ units that are looking to grow to 500+ units.

Giving up a lower rate on the full financed amount with a refi would be much more painful than just having a second mortgage at a higher rate that was big enough to pay off the CC debt.  

Otherwise, it's just a hobby and your W2 is and will always remain your primary source of income.Treat REI as a hobby and it will pay you as a hobby.Treat REI as a business and it will pay you as a business.It may be "painful" financially, at first.

MIP that is painful

I spent almost a year getting my hands on a 4plex, there were several times that I thought it would be a pain and I should buy something else, but everything else I looked at made this a good deal.

Having more homes does help spread out your risk, makes repairs and turn over less painful.  

It pained me that I was not able to be at my kids’ bed side daily, due to working multiple jobs to provide for the family.

Navigating the forums is a bit of a pain in the ***.

Jason,My PM has the parents co-sign all the time for my student rentals, the kids always supply their own furnishings.