One of the things I do Is I pay the monthly $20 for ChatGPT, this way I can teach it what I want, of course you have to double check it but I will have it create entire social media posting calendars as well as topcs for me to use.

It's pretty standard to have the higher deductible on those as well.

Be sure to explore all around the forums as well as many of the FREE tools that Bigger Pockets provides.I am on the lending side of things and am always happy to hop on a call to discuss loan options that are out there, even if not offered by my resources.

Be sure to explore all around the forums as well as many of the FREE tools that Bigger Pockets provides.I am on the lending side of things and am always happy to hop on a call to discuss loan options that are out there, even if not offered by my resources.

I am hoping this number is extremely conservative given that our contractors, inspector, and realtor walked it as well. 

Quote from @John O'Leary: Hi Joe,We’ve worked with several PadSplit investors to secure financing, and while these properties cash flow really really well, they do come with challenges—tenant turnover/issues and being the biggest ones.One hurdle we’ve seen is that getting financing can be tricky since PadSplit rentals are still considered non-conforming by most lenders.

Pretty much all existing clients I have are doing well and the clients have reasonable expectations for their property.

The seller was willing to take a secondary position on other property assets and provide a 3yr 4% interest on his loan.

I would think that would work well in AU. 

Its a cheap and easy way to get some education and experience that will serve you well.