The location is great, and it is tucked away nearby a main strip, so easy access to gyms, restaurants, movies etc..  

Does anyone have experience in the restaurant asset class?

You are right that any lender who does 100% financing has to be ready to take the property as the borrowers are more likely to walk away, and they also charge more for that.Actually, the only reason I posted was because I don't think someone should shut the door to an HML if they can still get a profitable project done for these reasons:1.

It has a college-like feel to it with restaurants and a nightlife- I would check out Peddler's Daughter, Martha's Exchange, or even The Garden on a Saturday night.

Over the years they have been late a couple months each year paying late fees, have gone through multiple checking accounts and have gotten shut off notices for utilities.

Sounds like a bunch of new restaurants and breweries have opened in Cleveland recently. https://www.eater.com/maps/best-new-restaurants-cl...Great, now i'm hungry..

We set up our system so that only a few of the exact same message are allowed to be sent, then our system automatically shuts you down, thinking you're a spammer.There's a way around this, though.

Anyway I'm making right around 550 a months after expenses, in the mean time I was working in a restaurant that I opened with my friends, I owns about 30% of the restaurant and I make right around 8000 a months from revenue and salary, I was working around 70 hours a week.

Im in a downtown area with tons  of walkable restaurants, bars, etc and heavily populated residential.  

I think that has been the hardest part for me also is figuring out where the opportunities in the market and then determine what would fit with my investing strategy.I've looked at the AirBnB boats also out in Garrison and then some of the retail & restaurants littered along Duvall, White, & Green St.