but that's a few years off).and here's the thing - it's totally fine with me if it is a driver of housing prices. 

A DSCR Loan will suit you just fine! 

I am fine for long term growth and don't mind working for the next 20-30 years to build a sustainable portfolio with no mortages on them as the end game plan.What would you do? 

I pulled the recorded liens against the properties, most of which relate to 1) City of San Antonio fines for mowing and demolition, and 2) Vendor's Liens.Two questions for the BP Community:  1) Are the City fines extinguished at tax sale? 

As an owner occupant, a 658 credit score should be fine to get a loan.

My advice, don't go for a homerun, a base hit is just fine.. buy something solid and get educated about your market.Its sounds like you are spreading yourself a little thin with all those markets to study. 

-Sam born & raised in the area, also as far as leasing agent, we’re not like New York or Boston, you should be fine just leasing directly through Zillow.

Apparently they have painted over it and it works fine....A third tenant recently asked me to come by to look at something in her apartment.

You could check out the website and compare your draft business plan to the information provided by the SBA and it may help you fine-tune your plan. 

I am not a licensed GC but I have experience building spec homes that I could show a bank Fine paying a higher interest rate on the construction period of the loan, but would like to be more in line with traditional mortgages rates on the perm portion (although fine paying slightly higher if I avoid closing costs for a second loan)Do y’all have any recommendations on specific types of loans for this or specific banks I should talk to?