@Garrett Schmidt Cincinnati is seeing job growth and diversification and is already a great cashflow market.

One of the main rules in investing is diversification.

And I feel the ideal portfolio can benefit from the diversification of both.Directly owned properties are great because they give you maximum control and the ability to tweak them exactly how you want.

One of the most tried and true rules in investing is diversification.

It could be that the premium for a multi-family is for all of the units in one building but one could argue that diversification of having units spread out as a benefit.

I think you need to narrow down your markets based on criteria you are looking for (cash flow, appreciation, population growth, job diversification, etc.).

"Diversification is a protection against ignorance.

Meaning that you can lose money and make money in any market regardless of the data points or descriptions.Which is why for me, I look at higher level stats like population, net-job growth and job diversification.  

I've had more clients doing the diversification exchanges (purchasing multiple replacements) with individual loans for each than I have with blanket loans.The key if you're going to get one loan is to make sure you have a partial release clause and substitution of collateral clauses that allow you to sell individuals and buy individuals down the road without requiring a recast or pay off of the entire loan.  

In my case, it would be diversification as I'm nearly 100% RE for allocated funds.What are your thoughts on the expected ROI for Tesla?