This trend, together with declining incomes, has increased the proportion of renters who are “severely rent burdened,” or pay more than 50 percent of their incomes for rent, as shown in figure 7.

I have found many houses that from Zillow shots look great only to find the house has burned down or has a hole the size of a compact car in the back of the house which is not noticeable from the street view. 

I imagine I would need an insurance policy in the names of the IRAs, and paid for by the IRAs in proportion to their ownership of the property?  

You would likely be better off selling the property and doing a 1031 tax-deferred exchange, rather than trying to move back into the property and trying to exclude a proportion of the gains under the personal residence exclusion.

@YOLANDA HIGGINS, another way of saying "leverage" is: "debt, as a proportion to market value".eg.

There's an article about the best compact washer/dryers.

Most likely, if is a newer house, is build under compacted granular soil with some sort of concrete foundation (slab or combo with piers/grade beams). 

The way to make it slightly better is to remove the 30 inch standard range that's there and put in a 20-inch compact range, pushing it out away from the cabinet until it's even with the outside wall.

Chances of default decreases in proportion to the skin in the game the buyer has.

3.Should I raise the funds as an unsecured line (loan) from family members with a promissory note or as a loan backed with a proportional percentage of the mortgage?