For example, on a recent project, Draw #1 covered the roof, demo, and trash-out.

So to help cover expenses and see some cash flow would focus on multi-unit property. 

Florida did just have back to back hurricanes but a proper master insurance policy and coverage usually covers that type or perilYou are facing a declining cash flow situation which is due to the HOA fee's so while there is still a profit and you have equity sell and look for a 2-4 units.

What period of time does it cover?

Mainstream homeowner policies won't cover sober living because they don't account for the risk of multiple people recovering in the same home

When investing in real estate, having multiple exit strategies is key.For a single investment property, make sure the numbers work for both scenarios: 1️) If you decide to sell the home, the deal should produce a solid return. 2️) If you need to rent it out, the rental income should cover expenses and provide a profit.Flexibility is what saves you when things don’t turn out as planned.

That would be a debt service cover ratio of 1.5.

Our newspaper noted they had invested over $1b in the area, but I think that covered 2 mega sites.

However, I'm hesitant because the rent wouldn't cover the new mortgage, putting me net negative monthly.

If we wait and buy in 26 she would move in and let others rent with her and hopefully cover the mortgage. rent is super expensive there!.