Quote from @Denis Ponder: I would argue that these traits are beneficial regardless of square peg or round peg. 

Quote from @Denis Ponder: Waking up to the same routine for the next 20 years of my life staying in a W2, knowing my kids will likely follow the same path and ask the same questions I have. 

Quote from @Denis Ponder: For the first month, we are/have booked 19 days in our STR. 

On Question 1: To make a long story short, I had been pondering strategies for a little while and I kept going back and forth between starting with an out-of-state single-family BRRRR or getting into multifamily right out of the gate.

As I continue to listen to the podcast and read about people's success in real estate, I have started to ponder if contributing approximately $20k to my 401k each year is a wise investment or should I start using that money for real estate. 

I have been pondering the same thing. 

Just a suggestion to ponder.

Thanks Scott - I'll ponder this.

I am concerned about the prepayment penalty of 11k if refinanced before 5 years ( would have paid 120k but 10 to principal) on a 220 cash loan In two sentences, you brought up some really good points for all DSCR borrowers to ponder.1. 

Thank you so much as I was pondering price points of the different cities in that area!