FL, NY, MD, CA, VA, NJ, Horizon Bank, Kalamazoo MIHuntington MI 75% LTV 5 yr IO product available.

DSCR atleast offers options to help increase cash flow like I/O Interest Only and longer terms like a 40 Year amortization. 

Is the following seller finance offer good enough>%20 downpayment%4.5 IO $1000 EMDBalloon

My first choice would be DSCR and you can utilize an I/O Interest only for the first 12-24 months to keep payment low and cash flow higher until you refinance.

FYI... easy solution: worked on Chrome for iOS on my iPhone

@Nick Webb rentcast .io (dot IO, not dot com) and rentometer .com are my favorites.In addition to what others said.

As long as the rents per month are equal to or greater than the PITI payment or ITI if going I/O interest only. 

However, when I factor in my monthly HELOC payments of about 500$ a month of IO it puts us in a negative cash flow of around 200$ With my current job I can support that amount and have the HELOC paid off in 3 years which brings us to a positive cash flow.

It really depends on what type of loan you look for.1) Low LTV = First Republic Bank including IO loans for 1-4 units.2) Max LTV with a slightly higher rate = Luther Burbank, Opus Bank and Chase.

Great terms - 5-year fixed, 1st year i/o, 3.625%, 25-year am, no prepay.