Drive past Hornell and through Bath.

Look at T-bills vs hard money loans for extremes in rates and risk factors. 

ADUs can significantly enhance your property's value by adding living space that can be used for rental income or as additional living quarters for family members.The increase in value from an ADU can vary widely depending on several factors such as the size, quality, and functionality of the ADU, as well as its integration with the main property.

A fourplex means four times the appliances, plumbing, HVAC, water heater, and other repairs, driving up maintenance expenses compared to a single family.In Las Vegas, multi-family properties attract transient tenants, like singles or couples without children, who typically stay 1 to 2 years.

Most likely you will need to factor this into your purchase price when making offers.Thanks.

@Anthony DiSanzowhy not stay within driving distance to be hands-on? 

With the cash out refi it would be the same you would just factor what you would cash flow with the new monthly payment. 

There are other factors that determine what they will pay for your unit and the family who applies. 

In my experience, physical evidence like this has been a deciding factor in cases like yours.Consult an Expert: Even if you plan to handle the hearing yourself, an initial consultation with a real estate attorney could be invaluable.

@Jewell ArceneauxHow to drive ARV (my opinion)Improvements that drive the ARV the most: Roof, New Kitchen & Bathrooms, Flooring, PaintImprovements that DON’T drive the ARV as much: Windows, Landscaping, Driveway, Rough Plumbing & Electrical