I would make sure the fax contains the borrowers name, property address, mailing address, loan number, and last four digits of their SSN.

It seems to me that you are also getting the appreciation of the property which would likely bring the ROI into the double digits.

In marketing my most recent rental, I placed a carefully worded ad in Craigslist and Backpage, with four digital photos, and I say in the ad I will email more photos upon request.

If interest rates get up to double digits (I had a 9% loan on my first house 20 years ago, and had a great deal), they may make more of an effort to call in these loans.

I like analog over digital better.

One other piece of information that will be handy when you call BOA to discuss the loan is the last 4 digits of the seller's SSN.

Since 2004, annual returns averaged around 8 percent and ranged from 7.3 percent to 9 percent, but last decade returns were typically in the low-double digits, the investor said.The fund told investors it followed a "split strike conversion" strategy, which entailed owning stock and buying and selling options to limit downside risk, said the investor, who requested anonymity.Jon Najarian, an acquaintance of Madoff who has traded options for decades, said "Many of us questioned how that strategy could generate those kinds of returns so consistently."

It's hard to do that especially when people are overleveraged on the notes with the new manufactured homes - most times the interest rates are higher than most (double digits) .

(Try this its easy and you get food, wax and medicine for free) Every phone, land line or cell, I ever use is a flat rate unlimited plan.I stopped printing and save everything digitally, you can even get digital signatures on your documents though I haven't started using it yet I have been researching it.AND when ever anybody wants me to do something that cost money,seminars,MLMs new gadgets, telemarketing stuff of any kind,I just say no.

Either way, I do not know of any area in the country appreciating at double digit per increments these days. $80k to $90k is well over 10%, which is where my question stemmed from.