You would then be trading happiness for money, something I don't think any of us would advise.On the flip side of the coin, if this is something that you're passionate about, and will bring you fulfillment, then you cannot let your spouse stop you.

Could you put coin laundry or storage down there for the tenants?

Also in your shoes, honestly it would be a coin toss if I did the "wrong thing" which is to get the deal and send my business account over, or if I'd do the "wrong thing" and tell them to pound sand, but lose the deal.Note that many commercial mortgages, they can impose requirements on you that you aren't necessarily cognizant of, like the right to annually audit the business and call the note due or force a refinance at lower LTV if they don't like what they see.

(aprox $125/month)-onsite Coin operated laundry service.

TK is often SFH, I'd really rather have a MF so that I can invest in things like a coin operated washer dryer and storage units to increase NOI and have economies of scale as I grow my business.

The cash flow would look a lot better obviously if I had that kind of coin!

Our mid-term goal is to have two rental properties by the time we leave CO in the summer of 2019 and have a great start to a healthy real estate portfolio.  

Thanks Paul Coin

I've heard of coin-operated laundry facilities in multifamilies.... but I've always assumed the washer/dryer is located in a common area.

@Brent Langlois  all title companies are different.there are a few in PA were I was selling some prop.. and they would not accept wire instructions unless I was physically in there office dictating them  in person.I said well that's kind of tough being I am in Orygun... so they fed ex a check.I don't like checks from small non national companies there was a title co. in Texas that went busto and many folks lost tons of their proceeds as the money went missing and company closed its doors.. so I 99% of the time want my funds wired.