People are still dealing with the challenges from COVID, government policy responses and the inflation that resulted. 

I'm not opposed to proving I'm a real person by showing a government issued picture ID, but I am against giving an agent a copy of my driver's license or passport to keep on file.

You get to share it with your state, with the federal government, and fun fact the more you have the more they take.

On top of that, if you say something wrong, you can be liable for civil damages on top of criminal charges.I’ve had one signing with an investor, who is also a full time accountant with a government contractor,  and he explained his financing to me because it was different.

The city's ongoing cultural and economic resurgence, supported by proactive local government incentives, enhances property values and attracts a growing population.

ha This is a real liability, the government originates most of its cases through "testing" which is to say contacts with landlords where they pose as potential tenants.

As the local governments struggle to manage tax payer money responsibly, they should really offer incentives to private builders to build "income restricted" at a much lower price. $220-$300/ft for vertical build costs.  

Know that it will cost you probably $3,000+ just in closing costs to buy whatever you buy (all just dependent on the price and what the fees are for your government and lender.)  

Government-backed loans, such as FHA loans and USDA loans, also have specific guidelines regarding buydowns and when they can be used.All the best!

You should follow up on this and also see if government sponsored $ or guarantees are available for construction.