Based on that range, I have been eyeing SF's in IN and OH.

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Hey guys, I own a 4 unit that I plan on doing a cash out refi on.

Quote from @Sarah Kensinger: Quote from @John Underwood: Wouldn't it be cheaper to order everything online and have it shipped to house?

Finally, always get the credentials to access the mortgage account online and change the email notifications to your address.

Bottom line is buy as big as you can reasonably buy once you are out of small multifamily. 

A person who is going to be "on-it" knocking doors, calling, just on it non-stop to dig up opportunities BUT is under some kind of team or brokerage where when he does land something and it's beyond his capabilities on contract side, he has those Broker resources to lean on to help hand-hold him through it all. 

You can find online which larger institutions are buying in a specific area and try and reach out to them.

I did my own review on bigger pockets.

He is also planning on a tile accent wall.