All of these came through a combination of researching on our own or consistent recommendation from fellow brokers and investors and it was not too difficult. 

The lender is stating the following: "we would require a mortgage on the lot in the amount of $90,000.00 when combined with your $50,000.00 deposit would be $140,000.00 down payment apx a 20 percent down payment"Is he saying I need to find another $90,000, or that he will act as the mortgagee on that portion as well? 

The software interface isn't terribly efficient, but it performs its functions just fine)That said, I think there are some locks that have a wifi function and no fee, BUT they require interfacing with a smart hub - and the cost of setting that up combined with the amount of tech knowledge needed/potential for things to go wrong made me give them a pass.  

This combination would cover the total cost of the build.

Plus entertain him when he comes to town ( I get to tag along for a very nice meal as well LOL )  

I’m considering using materials such as wood, PVC, conduit, or metal pipes, combined with canvas, tarp, or plastic for the covering.

Equity raised, debt, or a combination?

In the next few months, I'll have:$260,000 in savings$100,000 in equity in the loft$355,000 outstanding on the houseShould I sell the loft, use the equity, and combine it with my savings to pay off the house?

Either way communication is key, if the tenant is not communicating I do not even entertain the idea of working with them.

Landlord friendly and low property taxes combined with how close it is to CA it makes visiting properties and building a team easier.