Any idea how much in additional fees will be added for being 6 months behind on payments?

RESPA says a charge cannot be added to settlement costs when a service was not provided.

They requested a few things to be added to the bid based off the inspection report.

Interesting but not the end of the world, some opportunity for some curb apeal to be added for sure.

DAP is good stuff, easy to control, but you'll always have some clean up to push the bead in the gap to be sealed.

You may be adding value to your relationship, at least some good will.From my work in the community... 

(S)he must petition the court that handled the auction because there may be other liens, etc. that need to be added to her costs. 

Amortization can be great as it allows deductions and can be added back towards income qualification.Depreciation, amortization, depletion (like Bill mentioned, forests, oil, gold mine, etc only has so much useful life/value) can be added back and a few other items as well (home office deduction, depreciation on business mileage on sch C line 44A can be added back at 23 cents per mile, and etc.Fannie Mae did 1 year self employment tax returns back in late 2012 maybe but I have not gotten a 1 year tax return decision on FNMA lately.However Freddie Mac (4 financed properties max) you can get 1 year self employed tax returns all day long even with down payments as low as 5% down (OO).

We bought another home this summer that we thought we would be staying in for a few years, but my job is taking me to Fargo; so, we might be renting that home next year (I'll be adding another post later because I do have questions about renting that one out). 

A pool and spa can be added for around $35k.If you are looking to get a loan on the property, lenders will require you to pay 20% down in order to allow you to rent the property.Finding the right property for the right price in the right area you can expect to get $300 and up per night and expect the property to be vacant for up to 90 days per year.Here is a great example of  fantastic vacation rental properties on the market today.https://www.wardexre.com/war/maildoc/cnelson_1413411080-Oct-15-2014-6_11_20pm.htmlVacation rental companies usually charge about 35%.