They also pay for administrative costs such as updating the HOA home owner’s directory, billings and collections, covenant enforcement, routine legal costs, maintaining a web site, posting HOA governing documents on the web site, administrative staff, and other operational costs.

On December 18, 2015, President Obama signed a bill that extended the Mortgage Forgiveness Debt Relief Act through December 31, 2016.

You may be able to rollover the loan from the current plan to a new plan, depending on the current administrator.  

When evaluating properties be sure to make sure they include the basics like: Real Estate Taxes Insurance Gas & Electric Water & Sewage Repairs & Maintenance Unit Turnover Contract Services General & Administrative Payroll & Benefits Marketing & Promotion Legal & Accounting Landscape & Snow Removal Trash Removal Management Fee Reserves for ReplacementsThese items at the very least should be included in any competent underwriting of a property, be it by a broker or the owner directly.  

However, your post has given me the motivation I desperately needed...so I figured I would brain dump it all here first before turning it into an article :-)1) SBA - The Small Business Administration offers many services for Veterans and Active Duty Military personnel.

They are not easy and they can be an administrative pain, most experienced realtors will tell you the challenges that you will face with a short-sale.

do not get carried away, play conservative on your first deal, leave some room for error.3) Find a qualified and experienced contractor, do not settle for cheapest, you want experience here, because their is a significant administrative burden not only paperwork, proper formatting, but also financial constraint on the contractor as these sometimes have $0 prepayment to contractor.

Therefore, it should be no surprise that both the sellers and lenders involved with manufactured homes have been forced to join this new movement, but apparently many who have not been paying attention to the “Change” that Obama promised us are surprised.

It also makes you aware of how critical the administrative side of a business is.  

Taxes seminar usually are handed out by small business administration seminars (www.sba.gov).