If you are in the 28% tax bracket and you max out, stashing away $18,000 per year in a 401K, you reduce your tax liability by $5,000. 

If I couldn't, I'd reduce debt and stash cash even more.

I've always wondered how are folks going to use their stash of gold when the zombies take over?

And then once you actually own it, any surplus rental income from STR is icing on the cake.And you take that higher STR income, and do nothing but stash it until you have 6-12 months of payments saved up.Here's what just happened:A bunch of people underwrote the deals assuming STR income, allowing them to justify the highest possible purchase price, mortgage balance, and mortgage payment, of any other buyer considering purchasing that property.I, their loan officer, told them they also needed six months of reserves, Per Fannie.

It's Jokers like that that caused problems for people like Jamal and other investors that have a heart for helping others and finding creative solutions to people's problems.

:joker:

I have seen many people on here and in my area who they refer to as "joker brokers" - which are those who take MLS listings and try and wholesale them, wholesale from other wholesalers or try and flip notes from other sites.

Ultimately, you could be looking at a workout.But, if you want to keep it to cashflow, publish some lease-to-own ads to get some folks who have steady income, poor credit, a decent nest egg stashed and want to own.

As i don't have a $1,000,000 of cash stashed aside(not even a fraction of that), and as a result would be of no interest to any wholesaler.

Either pay ahead or stash money away.