So just wondering if anyone is aware of any type of loan for this unique situation?

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You'll likely pay more later, due to the fact that a load of buyers may soon jump into the game when rates fall enough, as well as the fact that homes in our region appreciate at a pretty strong pace. 

I have a unique investment opportunity I would love someone to help me think through.

The house had a unique layout, with the kitchen and bathroom added later.

We're most likely looking at multi-family (initially) in lower cost of living regions simply to make it affordable for us to get into the game. 

These provide stability and regular income, which can be crucial in retirement.Cash: 5-10%Keep some liquid assets for emergencies and short-term needs.Consider these additional points:Diversification: Spread your investments across different sectors and geographic regions to reduce risk.Tax efficiency: Consider the tax implications of your investment strategy, especially with your high net worth.Regular rebalancing: Adjust your portfolio periodically to maintain your desired asset allocation.Professional advice: Given your high net worth, it's advisable to consult with a financial advisor who can provide personalized recommendations based on your specific situation and goals.Risk management: Consider your risk tolerance and adjust the allocation accordingly.

Many multifamily projects face challenges, including rising interest rates, operational inefficiencies, and decreased valuations, which drive the growing need for alternative financing solutions.This environment presents a unique opportunity for mezzanine debt and preferred equity investors.

You need a property with unique features worthy of the investment, I.E attached garage or partial finished ____ so you're not starting from scratch.

What’s unique about real estate is that given enough TIME even very bad investments end up profitable.