@Joshua Appel I started out by study and reading books and analyzing different properties.

I’m looking for some tool/app that will help me to find how many properties were sold (plus the final sell price) of each state in a list type of top selling area and bottom selling area (within the state) is it exists?

No small freelancing tasks, but rather creating streams of income, solid business models, that can grow in the future.I am thinking of a marketing firm, developing apps, becoming a property manager, being a teacher on the weekends.Any feedback is great!

Hoping to get them on an app rather then collecting a check each month. 

Dan,  I am taking my loan to the next lender now, who said he would accept my third party reports and even offer lower interest rate, which is great considering the interest rate went up from my first loan app.

I am using a PM and he says he is getting apps but noone is signing....

Hard copy app after showing unit, if they are interested in renting.Prescreen based upon hard copy (could be emailed as well) application. 

We note the changed combo in a auto synced notes app (so we all know the combos).Saves us from ever having to send someone over to let someone in. 

They offer free on-line bill pay and can upload checks with their app. 

A quick glance at housing affordability in AustinMedian Household Income App (Forbes): $73,493 ($6,124/mos)Cost of Living (Forbes): 15% above nat'l avgMedian Home Cost (SFR-ABOR Stats): $302,250Assume 5% Down Payment Conventional Loan- 30 year amortization- $15,112.50 down pmt + any closing costs• Percentage of residents with less than $1,000 saved: 56%• https://www.gobankingrates.com/…/…/americans-savings-state/…- $287,137.50 amt financed- 4.375% interest rateHow the payment looks:PI= $1,433 mosIns= $105 mosTaxes= $458.33 mos (Assume $5,500/yr)HOA= $25 mos$2,021.3/mos PITIDTI’sHousing ratio= app 33% @ median income ($2021/$6124)FHA should be at 31% or less with Conv/VA/FHA being around the same although all have exceptions in placeTotal DTIThese hover between high 30%’s to manually underwritten total DTI’s in the 50’s or higher depending on the programs@ 45% Total DTI Ratio and assuming the above PITI pmt that gives a borrower approximately $734 per month in all other creditor debt (cars/cc/personal loans/etc)These numbers are not perfect but are rather a quick illustration of current housing affordability in Austin for Retail Buyers.Summary: Housing is becoming less and less affordable in the COA for end retail buyersAssuming increases in property taxes/insurance/interest rates on the horizon how does this affect us as investors?