Still, you may not have to submit your tax returns. more info would be needed to know for sure, reach out to a seasoned loan officer for pre-approval and see if your situation would allow for this. 

So you need to know what you are looking for.

If you want to chat more let me know.

I'm self-employed and did not know if my business was going to be shut down due to the virus.

Working with the city to find a solution.Unfortunately, most agents may not understand the legal property status nor actually know how to find out what it is.

We try to help them as best we can, but then our name gets trashed when they don't get their paper results - because you know, EVERYTHING is the PMCs fault.

I’d love to learn more about the off-market multis you mentioned in Waterville and any other opportunities that might align with my goals.Looking forward to discussing further—let me know the best way to connect! 

Also, a lot of sellers might be more willing to finance the down payment if they know you're committed and have a clear plan for the property.

The inspection may reveal things that you missed or didn't know to look for (damaged roof, humidity levels in walls/ceilings etc). 

If you know where to look and have the right time, you can find properties that cash flow.