If you can find a precedent, that could bolster your argument significantly.Lean on the Physical Details: Four mailboxes, four sewer lines-those are big indicators that the property has been treated as a four-unit for some time.

Quote from @Azita Nejaddehghan: Young adult, working in health care, living in Virginia (just outside of DC).

Happy to go through some details on that though if that would be helpful!

If it'd be helpful to go through some details feel free to reach out, happy to explain more.

You have to talk to the sponsor to find out the details on each particular deal. 1b) And the asset class matters too. 

It's a detailed perspective on how private lending works, with practical strategies for building wealth through this niche.

Quote from @Bob Asad: Thanks for the detailed response.

I’m seeking guidance on how best to approach this situation and would appreciate your thoughts on what you would do if you were in my shoes.Here are the details: My current home loan is $242,000, and the property is estimated to be worth approximately $420,000 (± $5,000).

Happy Holidays, and thank you for sharing such a detailed and engaging market update!

If it would help to get a more detailed estimate feel free to reach out.Documentation is rather limited, just ID, bank statement, LLC documents to start.Sometimes there are interest-only options at 30 and 40 years, generally the difference in payment fully amortized over I/O is minimal so it may not be worth it.