This has the potential to wreck havoc with the investment climate here.

Mates,I am looking for 3-4 unit in the area of Martinez/Benicia/Concord/Fairfield/Vacaville and wondering if I can still get a deal under the current market climate that cashflows? 

Any advice on obtaining a HELOC on an investment property in the current lending climate?

In these areas where hurricanes are common and part of the climate.

I think ours is in a tough bracket to sell in this climate...

I would say don't spend a lot of money converting the garage into a game room unless you're going to climate control the garage, because 7-9 months per year your garage is going to be virtually unbearable to hang out in to play games.

A local real estate agent or property owner might lie to close a sale.Buy in an area with some similarities to the area where you live, such as climate, demographics, or property age so that you have some idea of what you're dealing with.

“Over the long term, these markets [Huntsville and Charlotte] will continue to be able to draw from more expensive markets on the coasts and colder climates in the Northeast and Midwest.”5.

It would be awesome if the market climate was such that there could be additional similarly attractive properties so that eventually I can do more than one.

I can't speak specifically to banks in general but this is common in todays business climate.