The increase in the number of transactions seller financed was a pleasant surprise since it is such a hot real estate market with many cash sales or sellers not needing to offer concessions like owner financing.We usually see increases in seller financing inventory when conventional lending gets tight or a real estate market softens. 

what really caught my attention in the podcast was this: He'd stated that auction.com's internal data around the national housing market as a whole showed a softening in the market in those months right before COVID struck.

Addressing a water issue in a duplex bathroom where a sustained leak has led to softening of the subfloor.

We did light work on one of the bathrooms, financed solar, painted the exterior, purchased a water softener, and remodeled the kitchen.

I think once we understand your goals a little more, we are happy to provide some guidance.Regarding leveraging your profits from California, it might make sense to transition those profits into an out of state property and continue to rent until the market softens a little in your area. 

If you leverage up, are you prepared to have the resources to carry the mortgage and not able to liquidate when the market softens? 

Instead we soften the answer with phrases like: “I want to change the world, I want to help others, I want to quit my job and spend time with my family”.

Fast forward a few years when interest rates may be higher and real estate prices have softened.

It will be interesting to see where the market eventually settles and whether the "return to normal" will soften demand enough to allow inventory to increase just a bit.

Or wait for one year or more for Real Estate prices to get soften so become more affordable in Del Sur/4s Ranch/ Carmel Valley.Also i own a two bedroom condo in Mira Mesa which has decent equity.Regards,utpal