You'd be surprised, very often they can shave off 1/8th (0.125%) just to be sure to get the loan when they know you're otherwise going to go to a competitor.

If so, how much time does it shave off and how much are you paying for one?

Don't move to Alaska and set up an ice cream business.Determine demand exists.

The landscaping business allowed me to make high dollar per hour rates that i wouldnt have been able to make if i had worked more at the ice cream shop i worked as a busboy.

It’s nice to have at least some body parts warm underwater when shaving the legs.

It's like saying "how much is an scoop of ice cream?"

I am seeing black trim and cream walls rising in popularity...gray walls are dreary.

There were tooth brushes and shave cream in each bathroom.

Hi Elijah,Your are out nothing by inquiring about OWC.If it were me, and if I knew he'd be home and awake, I'd be over there in person tomorrow morning with a couple of hot cups of coffee, some sugars and creams from McDonald's.Shake a hand and make a friend kind of thing, and see where it goes from there.Good Luck!

Wants my email so he can send me the offer.I tell him that if I'd wanted to shave $10K off my price, I'd have listed with an agent.