I thank you in advance for taking your time to provide us with your knowledge 

However, our goal is to help 100k investors obtain financial freedom - hence the reasons why we provide many videos, podcasts, programs, and services to help with this journey.Unfortunately, we cannot promise that every deal we help you get under contract will close.

Quote from @Antonio Vega: Our primary focus is empowering real estate investors by providing up to 100% funding for their real estate projects.

[I think someone else provided an example of this case earlier]-Now provided you do qualify for purchasing a house (4 units or less), you will have no problem qualifying for a mortgage with a Schedule 1 bank as long as you provide the down payment (35% minimum of purchase price) and confirm proof of fund and the source of it- On the proof and source of funds, the banks would want to see an income enough to cover the mortgage payment and other expenses. and in some cases, they would want to make sure they know how you're going to cover your expenses (housing, heating, etc..) where you live.This is usually where it gets annoying for some folks but if you can satisfy this, you should be able to qualify for a mortgage just likely any Canadian tax resident, albeit you will pay a little more in terms of interest rate, etc.

I am thinking I should use a DSCR loan. can anyone help me with this process Hi Diandre DSCR loans are typically meant for 1-4 unit Residential and 5-10 Unit Mulifamily/Mixed-Use.

If you can fight to break even and hang on to that place for the long term, that will provide the best return on capital by a long shot.

Be sure to check out the free tools BP provides to help analyze deals you may have and also market insights.

Any lender should be able to easily do a HELOC for you (provided your credit is OK), but a local credit union will likely give you the best deal. 

I was told that some commercial insurance companies are able to provide umbrella policies without auto policy and primary residence.

Some lenders don’t allow HELOC funds for down payments, so check with your hard money and DSCR loan providers first.