Keep working, saving money, and buy the best asset that your budget allows.

My particular lender is Peak Asset Lending.

I will preface this with the fact that I have a legal background, specifically with estate planning and asset protection.

For long term, the main benefit is having someone else pay off the mortgage on an asset while you collect cash flow.

I believe interest is tax-deductible if used for property improvements or purchases, and it gives you quick access to funds while keeping your stock portfolio intact.Private Money Loan: If you have a trusted partner and terms that work well for both parties, this could be an efficient solution without tapping into your other assets.

Every hedge fund is always buying and selling assets.

Additionally small tenant improvements could have similar benefits with bonus depreciation and new assets.

Often times, their approval processes are slow.Credit Unions - Their member structure also subsidizes their financial structure so they can also be a source of low-cost financing.

Setting financial and lifestyle goals and using lessons from your current setup can help.Good luck!

@Byoung Bae would NOT recommend an inexperienced investor try to DIY manage OOS anything other than a Class A rental.The odds are against you and you will statistically lose a LOT of money.Read below for some friendly advice:-----------------------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?