Since I will move to that property, the loan officer requested an explanation of why I am "downgrading."

If my explanation isn't clear please let me know so I can clear things up.

@Curtis Bowery, I'm skeptical of that explanation.

However what I don't understand is the following: I found explanation webpage about Affiliate business and example there said that if i manage to find a buyer for real estate being worth 0.5M then i earn $3000 because commission is 25%.

Thanks for the explanation!

Security deposit amountYou can find plenty of examples by searching for "tenant estoppel certificate doc" or exchange "doc" with "pdf" for more options.Here is an example and explanation: https://eforms.com/rental/estoppel-certificate/Some have a lot of legal jargon but this document does not need to be so detailed.

Great explanation!

The easiest and quickest answer is, you can visit the county and ask the tax collector or there assistant at the County Offices and they will give you a thorough explanation or if you prefer to work online you could research your particular county, I know your looking for Overages, in different counties they have different names, for example: In Texas those properties are called Strike-Off.

It's a powerful explanation on why real estate is a superior investment in terms of both risk and return.

It seems like something is missing from either your understanding or your explanation here of these laws.