Rising costs depleted all margins..Going to be a domino effect with other newer projects Only the "Bigger" and deeper pockets will survive..Might see a plethora of inventory for Toronto condo assignments..

My goal is to have a couple rentals to have extra income for now and enough to survive if I ever lose my job or become disabled. 

I personally live in an area that relies on tourists (many Chinese) traveling to Yellowstone National Park and I'm expecting tourism to be down as much as 40 - 50%.If you have a short-term rental, how will you survive if the market fails to recover?

@Mike Marino Here are some other things to consider as you go through the refi process and survive with flying colors!

Part of the reason is that SPG is expected to continue growing its book value and income (thus dividends) whereas AHT is questionable as to whether it can actually survive.

(how long, how many will survive, etc...). 

Even if not, most jurisdictions would see this real property transaction as an impersonal contract that would NOT be terminated by a death... so even without that specific language the odds are quite high that the contract survived the death and can be enforced by the heirs.The next question would be who is/are the heirs?

Car salesmen do amazingly well in the RE industry - we know how to hustle and survive off commission only... we don’t close, we don’t eat! 

You lose when you panic and sell when you are in the redCash flow positive will make you survive through massive market swings..

I would check out The Landlord Survival Guide by Jeffrey Taylor as well.